List Of All Medical Aids In South Africa
If you are looking to join a medical aid in South Africa, you will most probably have noted that there are many schemes and options to choose from. So if you are looking for a list of all medical aids in South Africa, you will be surprised at how many there are! Informed Healthcare Solutions have got 20 years of experience in the field of medical aid brokers. And they are also there to help you choose the most suitable medical aid for your needs from that long medical aid list. So here we will have a look at a list of all medical aids in South Africa.
The Top of the List Of All Medical Aids In South Africa
Many people seek and need professional advice to make the right decision when it comes to such an important part of your life, namely healthcare. IHS is contracted to many of the major schemes which offer most of the healthcare services people want, such as hospital plans, hospital plans with savings, comprehensive plans, day-to-day cover as well as traditional medical schemes. Some of the more preferred medical aid providers are:
Important Things to Know
In South Africa, there are so many options to choose from. And you will need to make many decisions when it comes to your health. But there are a couple of important questions that will help determine which is the best medical aid for you and your family. Some important things to consider are:
- How much are you prepared to budget for your medical needs?
- How much extra for your spouse and your dependents?
- Are you able to handle and manage your day-to-day expenses?
- What is your current health situation like?
- Is the medical aid you like using network hospitals and if so, is one close to where you live?
- What about co-payments regarding hospital procedures?
- Agreed fund tariff amounts that your scheme will pay
- If it is a hospital plan, is psychiatric and hospice care part of it?
Network hospitals mean money in your pocket
Remember that if a hospital plan pays out 100% of your scheme tariff when you are in the hospital if the bill is higher than you anticipated. It is you who must pay the difference – remember that. Try and always use network hospitals or service providers that fall in the designated service groups. You won’t be sorry because you could save thousands of rands this way, on your final bill. All hospital plans have to pay for treatment for PMBs. These are the Prescribed Minimum Benefits.
Once you have selected the medical aid from the list of medical aids available in South Africa, make sure that it has the options that meet your particular needs. For instance, if you are a single person, you are active and probably just starting out on your working career, maybe you will need cover for things like accidents or sports injuries – incidents that can hit at any time and anyone. The list of medical aids might be long. But just remember a few important tips can scale it down to the medical aid that will suit you and your health ideally.
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