Sizwe is one of the larger providers of open medical schemes in South Africa. Sechaba Medical Solutions (Pty) Limited administers the scheme. What is medical aid? The purpose of medical aid such as Sizwe medical aid is to provide you and your family…
Medical Scheme Companies
Below are links to articles about most of the open medical scheme companies operating in South Africa. They are intended to assist you in deciding which medical scheme to join. We encourage you to contact the medical schemes you are thinking of joining.
In addition, we encourage you to consult an advisor on medical scheme companies – but make sure that you know up front which companies they are affiliated to. We also encourage you to get quotes from different medical schemes.
One important point – be up front and honest in disclosing any chronic conditions you or members of your family suffer from. If you ‘Hide’ them, a medical scheme company has the right to refuse to pay for treatments and operations related to such conditions.
The Discovery Health medical scheme has a total membership of over two million people. This makes it by far the largest scheme in the country. Launched in 1998, they received an AA+ rating from Global Credit Rating. This is the highest rating you get…
The Key Health medical scheme is one of the country’s most affordable medical plans and caters to individuals and groups. With a membership of more than 88 000, it serves the open market and the local government sector. The group formed in 2007…
The Fedhealth medical scheme is one of the oldest in South Africa. Established as Reef medical scheme in 1936, it has 80 000 members and an annual turnover of over R2 billion. This makes it one of the biggest open medical schemes in…
The Liberty medical scheme makes it easier to decide when choosing a healthcare plan. It’s the fourth largest open scheme created when Liberty Health merged with Medicover. Liberty provides options from full medical cover to entry-level hospital plans. This is to help a range…
The Bestmed medical scheme is one of the oldest in South Africa. With almost fifty years of experience, they are among the top ten open schemes. Two hundred thousand members and their dependents agree. Bestmed is financially sound with a solvency of more…
The Gems medical scheme is the fastest growing health scheme in South Africa. However, Gems is only open to employees of the government and so has millions of members. The national and provincial governments plus municipalities are all free to join. The scheme also…
The Oxygen medical scheme, now the fourth largest, came into being in 2010 after a successful merge with Medshield. Oxygen provides health cover for more than a quarter of a million people in South Africa. They can pay claims within a day and…
Most people prefer to stick with a company that has a good track record and a history of good service. The Bonita medical scheme certainly falls into this group. Buyers must be careful about their health cover. If they find they have the…
Bonitas medical scheme prides itself on having medical aid plans you can afford. No other scheme offers such a wide variety of plans. Almost everybody in need of healthcare will be able to afford at least some basic cover. Medical costs have skyrocketed…