Hospital Plans

Info about hospital plans – medical insurance schemes that cover the cost of hospitalisation but not outpatient expanses in South Africa.
Hospital plans are relatively new in South Africa. They have both upsides and downsides.
On the upside, they tend to be a lot cheaper than full medical insurance. But hospital plans do not cover the day to day cost of medicine or visits to a GP or specialists.
Nor, and this is important, do hospital plans cover treatment for cancer that may involve regular and frequent day visits to a hospital. You may need to make separate provision for such dread disease cover.


Dealing With Waiting Periods for Hospital Plans

Waiting periods for hospital plans irritate people. You have to serve these waiting periods when you start a new medical aid or you are looking to increase your level of cover. Many people only find out about these waiting periods when they want…


Scopes, Scans and Tests on Hospital Cover

When you decide to take out medical aid cover it is because you’ve thought about what the costs of doctors and specialists would be. You wonder what surgery would cost if you were to land in hospital. Do you know what it would…


Oncology Benefits In and Out of Hospital

Hearing that you have cancer and need cancer treatment can strike so much fear in your heart. We all know someone who has had cancer  – the pain, suffering and loss. Some people are so fearful of cancer’s connotations that they avoid visiting…


About Maternity Benefits, Hospital Plans and Childbirth Cover

We cannot stress the importance of pre-natal care enough. Millions of women around the world are giving birth each year. And a significant number of these will have complications related to the birth. But not everyone gives thought to maternity benefits as they…


Hospital Plans, Medical Insurance and Comprehensive Medical Aid Plans

Comprehensive medical cover is unaffordable for most South Africans. So many people are looking at hospital plans with new interest. These hospital plans generally cost far less than what a full medical aid costs you. In South Africa you also have to understand…


Healthcare System Sucking the Blood Out of our Medical Care

Laeticia Rispel is head of the Wits School of Public Health. According to her and others, South Africais healthcare system is very ill. According to them, this is as a result of irregular spending. Put another way, the system to be sick with…


Good Health Means Healthy Skin and Strong Bones

Just as it is across the world, in South Africa too, non-communicable diseases continue to become a huge concern. These kinds of diseases are known as lifestyle diseases and they contribute hugely to an individual’s quality of life. It starts to make a…


Private Hospitals Are Medical Schemes’ Biggest Expense

It is a well-known fact that the cost of healthcare is increasing at a rate that exceeds general inflation by far, and that medical schemes’ biggest expense – on private hospitals – is ever soaring. Private hospitals are the biggest expense of  the …


Low Uptake of Health Insurance Despite Increasing Prosperity

The South African Advertising Research Foundation recently conducted a survey. It found that the proportion of blacks in the country’s population who are classified in the top category of living standards (LSM 10) rose by almost 40% between 2004 and 2014. Clearly, more…


Day Hospitals Breakthrough in Health Care Access

The healthcare sector in South Africa is experiencing a huge boom currently. The country is seeking to raise its level of access to healthcare at par with international standards. The Day Hospital Association of South Africa predicts that the number of day hospitals…