Hospital Plans

Info about hospital plans – medical insurance schemes that cover the cost of hospitalisation but not outpatient expanses in South Africa.
Hospital plans are relatively new in South Africa. They have both upsides and downsides.
On the upside, they tend to be a lot cheaper than full medical insurance. But hospital plans do not cover the day to day cost of medicine or visits to a GP or specialists.
Nor, and this is important, do hospital plans cover treatment for cancer that may involve regular and frequent day visits to a hospital. You may need to make separate provision for such dread disease cover.

Sep
26

OnePlan is NOT a medical aid

One Plan is a popular form of health cover in South Africa. But South Africans should know that OnePlan is not a medical aid but instead a form of short-term health insurance. Here is how OnePlan health insurance differs from medical scheme membership:…

Sep
22

Clientele Life Hospital Plan

What is the Clientele Life hospital plan all about? Clientele has been in business for longer than twenty years. They were the first to market their products directly to their potential members. They claim that their extensive experience in the health insurance industry…

Sep
22

Clientele Hospital Plan

What is a Clientele Hospital Plan? The Clientele hospital plan is only one of many products from this large and well-respected company. They form part of a very large conglomerate of companies and they far exceed the rigid specifications set out in the…

Sep
22

Low Uptake of Health Insurance Despite Increasing Prosperity

The South African Advertising Research Foundation recently conducted a survey. It found that the proportion of blacks in the country’s population who are classified in the top category of living standards (LSM 10) rose by almost 40% between 2004 and 2014. Clearly, more…

Sep
22

Clientele Life Hospital Plan

Many people call a Clientele Life hospital plan a medical aid scheme but it is not. Clientele life is an insurance company. Clientele offers hospital cover that DOES NOT cover all medical expenses such as specialist fees, medicines and therapy. The policy gives…

Sep
22

Clientele Life Hospital Plan Quotes

 Introduction to Clientele Life Hospital Plan Quotes Clientele has been providing health care benefit products to members for more than twenty years. During that time they have been amongst the first to market their products directly to new members. Their marketing maintains that…

Sep
22

Hospital Cover South Africa

The cost of private medical care in this country is simply frightening. Just a general doctor’s appointment can set you back a few hundred rands. And that’s before you’ve had to pay out for medicine. The hospital cover South Africa offers can help…

Sep
22

Hospital Plans, Medical Insurance and Comprehensive Medical Aid Plans

Comprehensive medical cover is unaffordable for most South Africans. So many people are looking at hospital plans with new interest. These hospital plans generally cost far less than what a full medical aid costs you. In South Africa you also have to understand…

Sep
22

Affordable Hospital Plan

There are plenty of medical aid schemes in South Africa and it’s not difficult to find an affordable hospital plan. A hospital plan is a type of entry level health cover option. Hospital plans are typically the most basic and cheapest of medical…

Jan
22

Dealing With Waiting Periods for Hospital Plans

Waiting periods for hospital plans irritate people. You have to serve these waiting periods when you start a new medical aid or you are looking to increase your level of cover. Many people only find out about these waiting periods when they want…