On a Tight Budget but Still Need a Good Medical Aid Plan?

It is possible to find health care plans that offer medical aid premiums under R1000? It is, but the cover won’t be much. Be careful!

To provide cover for people on a tight budget, health care firms have developed a unique product range for the lower income group.

Medical aid Premiums under R1000 

Medical Aid Premiums Under R1000

A list of firms that can help cut costs when buying cover. See what type of plan meets your budget below-

Fedhealth – Blue Door Plus 

Blue Door is a policy for first-time buyers and covers among other topics:

  • Major clinic procedures
  • Organ transplants
  • Renal Dialysis
  • Cancer treatment
  • Day visits to doctors
  • Dentistry
  • Optometry
  • X-rays
  • Blood tests


Bonitas – BonCap

  • Unlimited network plan


Resolution Health

  • A health care plan which covers basic everyday needs


Momentum – Ingwe Option

  • Hospital ops R1.19 million per family
  • Chronic illness cover

Medical Aid Premiums Under R1000 continued

Discovery Health – Keycare Access

  • Daily cover at State clinics
  • Mental health extras
  • MRI and CT scans
  • Chronic dialysis
  • Eye ops
  • Drug treatment
  • Daily doctors visits
  • Pathology
  • Dental care
  • Basic X-rays
  • Optometry
  • Everyday medicine


Discovery Health – Keycare Core

  • Hospital cover
  • Chronic cover for certain health issues
  • Suitable for income earners below R11 500 a month


Discovery Health – Keycare Plus

  • Cheap cover at network of clinics
  • Cover for visits to a network of doctors
  • Flu vaccines
  • Screening tests


Fedhealth – Maxima

  • Best suited to the young and healthy
  • Provides basic cover
  • Cover at a network of clinics


Fedhealth – Maxima Saver

  • Entry-level health care
  • 100% cover at a network of clinics
  • Clients using non-network venues will be subject to an R10,000 co-payment fee
  • In-hospital care
  • Small savings account


Genesis – Private Choice

  • Provides 100% in-hospital cover at standard rates
  • Clients can elect to have treatment at a clinic of their choice
  • Basic dental work
  • Family plan at the cost of R325 per child



All info was correct at time of publishing