Fedhealth Hospital Plan Options

When it comes to additional benefits a Fedhealth Hospital plan has it all. They have a wide range of medical aid options available including three Fedhealth hospital plan options.

What is a hospital plan?

A hospital plan is a medical aid option that medical aid schemes provide to cover the medical costs of in-hospital treatment. The medical schemes charge a monthly premium for this cover.

All medical schemes are required by law to pay for the 270 prescribed minimum conditions listed, this includes 25 chronic conditions. This regulation covers all medical aid options including hospital plans.

That’s why you should really take out a hospital plan from a medical scheme, not an insurance company, which does not have to cover all these conditions.

Fedhealth Hospital PlanA hospital plan is a more affordable medical aid option as it only provides for in-hospital cover and usually excludes the frills and day-to-day cover.

Let’s take a look at the 3 Fedhealth hospital plan options.

Maxima Entryzone:

This is a basic hospital plan that provides you with unlimited hospital cover at network hospitals. The cover is paid at 100% of the scheme rates and includes additional benefits.

Maxima Core:

This option is a hospital plan that pays 100% of scheme rates at any private hospital. It has higher benefit limits than the Entryzone option.

Ultima 200:

This is a hospital plan on steroids. The plan pays 100% of scheme rates at any private hospital.  This plan also includes a medical savings account and covers a whopping 65 chronic conditions.

The additional benefits provided by the Fedhealth hospital plan options:

• Up to 30 days of post-hospital treatment.
• 7 days of take-home medication
• Specialised radiology like MRI and CT scans are covered from risk.
• Trauma care at a casualty ward whether admitted to a hospital or not.
• Screening and prevention cover, that includes flu shots and an annual medical check-up.
• Cover for female contraceptives including IUDs and the Mirena.
• Fixed rates with Fedhealth listed specialists. This means that you do not have to pay what the scheme does not cover.
• Child rates for children and students up to 27 years of age.
• You can upgrade to a higher option any time of the year or if you are diagnosed with a dread disease, or in the case of a life changing event like a new baby arriving.
• Emergency medical transport.
• A Fedhealth Baby programme
• Access to a 24-Hour Fedhealth Nurseline, for all your medical questions.
• Free trauma counselling.
• HIV/AIDS and other disease management programmes.

It is clear to see that the additional benefits the Fedhealth hospital plan options offer are a step above the rest of the pack. These additional benefits will provide you with additional value for your money that will be hard to beat. Fedhealth is one of the few schemes that cover a wide range of conditions from risk and not out of benefit limits.