Pro Sano Medical Aid
From 2013 Pro Sano medical aid will amalgamate with Bonitas medical aid which offers 4 medical aid options including a hospital plan that is deal for fit, healthy individuals who want peace of mind in the unfortunate event of an accident or falling ill.
When choosing between medical schemes be sure to understand your needs and budget and look at some of the following factors:
- Major medical benefits are those benefits which cover healthcare expenses in hospital as well as in case of major events. Typically hospital accounts are fully covered and admission is subject to pre-authorisation from the scheme.
- Chronic benefits cover medication for chronic conditions that require such as an on-going basis.
- Out-of-hospital benefits cover day-to-day expenses that may be incurred out of hospital.
Pro Sano medical aid, as operated by Bonitas medical aid, offers 4 main options:
BonComprehensive offers comprehensive cover ideal for more mature members who require full healthcare cover. The plan offers unlimited consultations and all major medical expenses are covered. Biological drugs as well as ophthalmology are adequately covered as is refractive surgery.
The plan includes major medical cover, chronic medication cover and out-of-hospital cover including benefits for basic and advanced dentistry. Additional in or out-of-hospital cover is also provided for which includes:
- Maternity care
- Mental health benefits
- Specialised radiology
- Refractive surgery
- Prostheses and more.
BonEssential is a straightforward hospital plan that covers all in-hospital expenses. Major medical expenses are unlimited and includes, amongst others:
- GP and specialist consultations
- Organ transplants
This option allows members the flexibility of managing their day-to-day expenses and savings account. Out-of-hospital benefits that can be paid for using the savings account funds includes:
- GP consultations
- Specialist consultations
- Basic dentistry
The Standard option provides comprehensive hospital cover for members along with substantial day-to-day benefits. Members are able to make use of the GP Network where co-payments are not required and there are unlimited overall annual benefits too. There are chronic medication benefits as well as cover for all major medical benefits.
There is a great deal of medical aids available in the country and it is worth doing some homework before making a choice. Although Discovery medical aid tends to show up amongst the higher ranks, Pro Sano medical aid has some great, affordable choices for different ages and lifestyles.
Bonitas medical aid
Bonitas medical aid further offers a Primary option that is prefect for healthy members who don’t require extensive chronic medical care. The overall annual limit is a substantial R1 000 000 and members have access to the GP Network and a host of day-to-day medical benefits as well as basic dentistry.
Bonitas has been in business for 30 years so they know what their members want and they have designed their plans accordingly.
They aim to act in the best interests of their members and provide high quality healthcare with value-for-money as their top priority. They have designed simple options that are easy to understand and appeal to all types of members.