Discovery Medical Aid Information for South Africans
Ranked the largest and one of the top medical aids in South Africa, Discovery medical aid is synonymous with financial stability, proficient service and customer satisfaction. If you are looking for medical schemes that offer extensive ranges of products then look no further than Discovery medical as they have 19 different options for you to choose from.
According to Discovery, their main aim is to “make people healthier” and each year new health and financial products are added to their portfolio to continue encouraging their members to fulfil this promise that they made more than two decades ago.
The Discovery plans
No matter what type of plan you are looking for, you are bound to find a discovery medical aid plan that will be suitable and adaptable to the growing needs of you and your family. Listed below are the plans that are currently available:
- Keycare options – there are two plans under the Keycare group namely Keycare Core and Keycare Plus. Both these options are Capitated/Network provider plans.
- Core Series – This series is the hospital plan options and there are five plans in this group namely Essential Delta Core, Classic Delta Core, Coastal Core, Essential Core, Classic Core.
- Saver Series – These plans are for general cover and are namely Essential Delta Saver, Classic Delta Saver, Coastal Saver, Essential Saver, Essential Priority.
- Comprehensive Series – As the name says, this series offers the comprehensive cover plans and are namely Essential Delta Comprehensive, Essential Comprehensive, Classic Priority, Classic Delta Comprehensive, Classic Comprehensive, Executive Plan
Summary of the plans at a glance
- Executive plan – this is the plan has large cover for day-to-day medical expenses, hospital cover, emergencies and chronic healthcare. It gives access to medical technology funding. Members have access to Trauma Recovery benefits and private ward cover.
- Comprehensive plans – extensive hospital cover, chronic illness and day-to-day benefits are on offer, a Medical savings account, above Threshold benefit as well as access to funding for medical technology
- Delta options – these are the more reasonably priced plans where cover is full when using the Delta Hospital Network but leaving you the option of choosing other providers which are subject to a deductable amount.
With the versatility of this medical aid, there is not much not to like. It is an affordable medical aid and they have many ways of encouraging their members to get healthy, stay healthy and save at the same time. Discovery Vitality is a rewards programme that rewards you for managing and improving your health. These rewards include travel discounts, shopping discounts and of course, discounts on health products as well.
Discovery has a great website that is encouraging, helpful, informative and easy to use. There is of course, no medical aid can please all its members and there are some people that are not happy but given the history and the fact that it is the largest medical aid in South Africa, I am inclined to say that you cannot go wrong with a company that has a track record like this one.
Doing homework on different medical companies and getting quotes from them is the best way to find exactly what you are looking for so be encouraged, there is a great plan waiting for you.