Suremed Medical Aid Options Focus on Effective Medical Care

April 1, 2015

Operated by Suremed Health, Suremed medical aid options cater for a wide range of needs, all of which are aimed at effective medical care for everybody living in South Africa. The medical scheme was founded in 1976, which makes it one of the oldest schemes in the country.

Importantly, there are four benefit options. All of them vary in terms monthly payments, including a traditional option and a comprehensive option. Families, individuals and people of varying income groups are all likely to find one or other option suitable.

The Four Suremed Medical Aid Options

Suremed Medical Aid OptionsAll four of the Suremed medical aid options are subject to the same basic Suremed rules. However, here are longer descriptions of each of the options so that members know what the differences are. So the different options are the:

1.    Challenger
2.    Navigator
3.    Shuttle Options
4.    Explorer

When deciding which of the Suremed medical aid options is best for you, you should have some idea of what you and/or your family’s requirements are. While there are quite a few similarities in terms of what the options offer, there are also substantial differences.


Of all the Suremed medical aid options, Challenger is the most traditional choice. And it is very popular with people who earn a good monthly income, it is a comprehensive plan that offers extensive major medical benefits without annual limits. There are some day-to-day benefits.


Navigator is also one of the Suremed medical aid options that has extensive major medical benefits, however it has lower annual limits set for treating some conditions including organ failure and cancer. While there are no annual limits for Navigator, it offers lower day-to-day benefits than the previous one.

Executives and professionals like this Suremed medical aid option. So do workers and other “blue collar workers”.

Shuttle Options

For those looking for Suremed medical aid options that provide extensive hospital cover, the Shuttle Options are very worthwhile. The Suremed “preferred provider network” provides the major medical benefits, as well as out-of-hospital benefits.

In terms of the choice of Suremed medical aid options, this is the obvious one for those who are happy to use a good quality network.


Explorer is the other one of the two Suremed medical aid options that offers benefits via the Suremed network of preferred providers. It is a good option for comprehensive major medical care. It also has essential day-to-day benefits.

All the services provided for members opting for the Explorer medical aid plan are supplied by the Prime Cure network, except for hospitals and specialists that have separate lists. And when it comes to hospitalisation, the medical scheme will cover hospitals that belong to the Netcare group of hospitals that have facilities throughout South Africa. Then there is a list of “preferred provider specialists” that members have access to if they want these services to be covered by the medical aid.

Importantly, the Prime Cure network used by specified Suremed medical aid options comprises general practitioners (GPs), dental practitioners, pharmacies and optometrists. These provide an excellent medical and health care service which blue collar workers in particular appreciate.


All info was correct at time of publishing