Discovery Plans from SA’s Biggest Medical Scheme
January 22, 2015
South Africa needs total transformation of the public health sector. And although the ruling party, the ANC, has initiated a process of developing a National Health Insurance plan, right now in South Africa you need medical aid. And Discovery plans are good examples of this.
The Public Health System operates below par and so by being a member of a private medical aid, your chances of surviving illness or an accident are greatly increased. Discovery plans support your family’s health care where treatment is individual. And the emphasis is on the correct diagnosis.
Medical aids in South Africa
Medical aids in South Africa are regulated by the Medical Schemes Act of 1998. Importantly, the schemes pool the money or premiums that members pay each month. Money from this pool pays the claims. The system insulates members against facing high medical expenses, payable out of their own pockets.
For your convenience, with Discovery Plans, it is easy to fill in an online medical aid quotes request form. This way you get a quote on the best medical plans from Discovery. And you can choose the cover that offers everything you are looking for.
What Discovery Plans Offer
What Discovery plans offer is the best health care cover from a leading medical aid. Discovery Medical Aid is the biggest player in the South African medical aid industry. And Discovery health plans can benefit everyone because you can take your pick from their basic KeyCare Plans; a low cost medical aid option for those who can’t afford comprehensive medical aids.
Discovery Plans go right up to their Executive Plans which offer the most benefits.
If you are a member of KeyCare, you will be able to use the Keycare network of hospitals and doctors. You’ll also enjoy other benefits with Discovery Plans such as unlimited emergency, day to day benefits, trauma cover, chronic medicines, cancer cover in the network, unlimited network KeyCare GP visits, specialist visits up to a certain amount as well as cover for in-hospital MRI and CT scans.
There are six Discovery Hospital plans under their Core series with benefits that will cover all those services offered in hospital. But this is so long as Discovery Health accepts your admission as well as your treatment plan before admission. With Discovery Plans you also have cover for the 27 Prescribed Minimum Benefit chronic conditions as well as cover for certain medical expenses while travelling overseas. All of these hospital plans have unlimited hospital benefits but they pay claims at different rates.
Their other plans include the Comprehensive, Priority, Saver and Core Series. Part of Discovery Plans is their wellness program which is known as Discovery Vitality, and this plan revolves around members getting healthy and enjoying superb benefits and rewards. All members of Discovery’s plans have access to Vitality.
South Africa’s Leading Scheme Possesses Excellent Aspects
Discovery Health Travel insurance is just another excellent aspect of Discovery Medical Aid Plans. Their International Travel Benefit is of great value because it offers medical emergency cover beyond South African borders. With Discovery Plans, these benefits are available to members on the Executive Plan, Comprehensive, Priority, Saver Series and on selected Core plans. This insurance covers you for 90 days from the time you left South Africa. The cover stops once you return home. If you need emergency hospitalisation while abroad, there are Discovery Medical Plans which will pay the full cost of an authorised emergency hospital claim up to your benefit limit.
So the focus of these plans is to help members achieve wellness, mainly through Vitality which makes members aware of their state of health and to choose the road to even better health.
All info was correct at time of publishing