Discovery Health Hospital Plan Info
A Discovery Hospital Plan is a worthwhile for any South African. That is, whether you are young, currently fit and active, or older.
Anyone can benefit when the unexpected happens and you need hospital or other care. The KeyCare Health Hospital Plan covers you for hospital costs. And the KeyCarePlus Health Hospital Plan covers you for hospital and a number of other health costs.
Both Discovery Health hospital plans give you excellent health cover, whatever your financial situation. The need for hospital treatment can happen without warning, and without cover, this can be very expensive. And you are not likely to have the cash needed at the time when bad luck strikes.
Discovery Health provides affordable cover to you by having a network of hospitals, specialists, other health professionals and pharmacies that can provide services to you. When you need hospital care, you simply check that your treatment and procedures are on the Discovery list, and choose a hospital and the professionals you need, from our network.
Both plans also includes treatment in mental health and drug and alcohol abuse facilities, for the initial 21 days.
Both programmes cover your costs when you are in hospital. They cover the costs of doctors, specialists and other health professionals, surgery and medicines. With KeyCare Plus, you will also be able to get treatment at emergency departments with participating hospitals, paying only a portion of the costs.
Any medicines must be on the Discovery medicines list, and you must buy them through pharmacies that are part of the Discovery network.
KeyCarePlus Discovery Hospital Plan
There are more benefits if you choose the Plus plan. This plan includes GPs, dentist and optometrist health care.
The Plus plan also covers meeting your needs should you be disabled. This includes helping with getting you mobile with devices you need and help with personal care.
Discovery is a large company with a top international financial rating, so you can be assured you will be looked after, and your claims will be paid. Not only this. This is because Discovery us a registered medical aid scheme rather than an insurance company.
This means you will always know what is included in your Discovery Health Hospital Plan, because the South Africa the Medical Schemes Act compels medical aid plans to include a long list of Prescribed Minimum Benefits (PMBs) for more than 300 medical conditions, including 27 chronic conditions.