Best Basic Medical Aid in South Africa
There are many medicals aids in South Africa offering a wide range of options from the most basic hospital plan to top of top-level plans offering additional services and many fringe benefits with all the frills. Here we will have a look at the best basic medical aid in South Africa.
No frills membership can be classified as a basic plan that does not include for example gym membership, travel incentives and even shopping rewards. The old saying “what you pay for is what you get “applies.
However, these people do not always take into account an unexpected accident … even falling at the gym or symptoms of a previously unknown hereditary disease could begin. All unplanned events and leave a person who does not even have a basic medical aid plan with large bills at the then end of the day. So a thought to keep in mind is that the average age for diagnosis of testicular cancer is only 33 yrs old!
No frills Options – Best Basic Medical Aid
These provide a minimum standard of health care.
Most cover only in hospital expenses
A limited number of plans do cover out of hospital benefits by arrangement.
All PMB conditions have coverage by even the most basic hospital plan. Also, PMBs are the Prescribed Medical Benefits that Medical Aids must provide. So it’s minimum procedures as covered in the Health and Medical Schemes Acts.
Also, there are at present 27 chronic conditions covers. So a full list of these can be seen below.
- Cardiac failure
- Chronic obstructive pulmonary disease (COPD)
- Chronic renal disease
- Coronary artery disease
- Crohn’s disease
- Diabetes insipidus
- Diabetes type 1 and 2
- Multiple sclerosis
- Parkinson’s disease
- Rheumatoid arthritis
- Systemic lupus erythematosus
- Ulcerative colitis
So it is wise to compare and contrast the many medical aid plans offered. It’s also where a friendly consultant at Affordable Medical Aid can make sure that a person is offered the Best basic Medical Aid in South Africa, to suit their circumstances.
It is also worth considering increasing a premium by a small monthly amount. So sometimes this can be the cost of a fast food lunch or a visit to the cinema. Also, for this small additional amount, one can get coverage which will allow wellness preventative visits and even upgraded hospital benefits.