Medical Aids in South Africa
May 13, 2014
It is simple to ask for a medical aid quote online for a variety of medical aids in South Africa. Just complete the form and decide if you want to get your medical aid quote by phone or by e-mail. Submit the form and soon you will have your medical quote in your hands. There are dozens of excellent open medical aids which, by law, must accept anyone who applies for membership.
Note that medical aids in South Africa are open to citizens of South Africa only
Also note that the system will only return quotes from medical aid schemes whose plans you can afford. It would be unworthy for us to suggest to you a medical scheme that you can not afford.
How to Assess Medical Aids in South Africa
Examine the quote carefully to see what is included in your medical aid plan. Look out for dental cover, which is important, and day to day expenditure, paid for from a medical savings account associated with your medical aid plan. If you have any questions, now is the time to ask.
Dig deep to find out more about the recommended medical aid scheme. Search this website to find out about the medical aid you are considering joining. There is info about all the major medical schemes in South Africa, as well as a few of the smaller sized ones.
The Major Medical Aids in South Africa
Some of the major medical aids include Discovery Health, Sizwe, Bonitas and Momentum. There are also small ones such as Cape Medical Aid and Genesis. These are boutique medical aids and they are outstanding too.
You could get a hospital plan only. The medical schemes themselves offer these and we recommend you go with a hospital plan from a medical scheme rather from an insurance business. Then you will automatically have cover for a huge variety of diseases and conditions as needed by the Medical Schemes Act.
Insurance business do not have by law to pay for the therapy of these conditions.
Lots of medical aids in South Africa are restricted schemes, meaning that only workers in these fields or business can become members. Two examples of these are GEMS medical aid to which only civil servant could belong and Afrox medical scheme that just Afrox workers can sign up with.
Signing up with a medical scheme
You will be asked to complete original documentation before your medical aid can be finalized. Remember to do this as quickly as possible after you get your quotes as the procedure of signing you up and making your membership active does time some time.
Ensure you are totally truthful about your wellness condition and your monetary circumstance when finishing the documentation. If the medical fund discovers that you have hinged on the paperwork there is a good chance that they will not pay out benefits when you require them.
Belonging to a medical aid is a long-term, essential decision. You will get notice if you are accepted for the scheme and the date on which you can begin to draw benefits.
All info was correct at time of publishing