Discovery Health Medical Aid Quote
It is easy to request a Discovery Health medical aid quote online. Just complete the form and decide if you want to get your medical aid quote by phone or by email. Submit the form and soon you will have your medical quote in your hands.
Your personal quote will relate to the information you gave when applying for it. The system will only return quotes for options you are able to afford. Sometimes you will be able to afford only hospital cover with no day to day benefits. This is known as Discovery KeyCare. Do not be put off by this. Remember that it would be irresponsible for us to recommend to you a medical scheme option that you could not afford.
Examine the quote carefully to see what is included in your medical aid plan. Look out for dental cover, which is essential, and day to day expenses, which might be paid for from a medical savings account linked to your medical aid plan. If you have any questions, now is the time to ask them.
Find out more about the Discovery Health medical aid scheme option that has been recommended to you. If you do not qualify for Discovery cover then you might have other products recommended to you. Search this website for more information. There is information about all the major medical schemes in South Africa, as well as some of the smaller ones.
Some of the major medical aids include Discovery Health, Sizwe, Bonitas and Momentum. There are also smaller ones such as Cape Medical Aid and Genesis. These can be described as boutique medical aids and they are excellent too.
You might qualify for a hospital plan only. The medical schemes themselves offer these and we recommend you opt for a hospital plan from a medical scheme such as Discovery Health rather from an insurance company as you will automatically be covered for a huge number of diseases and conditions as required by the Medical Schemes Act. Insurance companies are not obliged to pay for the treatment of these conditions.
Many medical schemes in South Africa are limited schemes, meaning that only employees in these fields or companies can become members. Two examples of these are GEMS medical aid to which only government employees may belong and Afrox medical scheme that only Afrox employees can join.
You will be asked to complete original documentation before your medical aid can be finalised. Remember to do this as soon as possible after you receive your quotes as the process of signing you up and making your membership active does take some time.
Make sure you are completely honest about your health status and your financial situation when completing the documentation. If the medical fund finds that you have lied in the paperwork there is a good chance that they will not pay out benefits when you require them.
Be patient once you have submitted your documentation. Belonging to a medical aid is a long-term, important decision. All the paperwork must be right. You will receive notification if you are accepted for the scheme and the date on which you can start to draw benefits. Good luck applying for a Discovery Health medical aid quote.