Essential Med with You in Sickness and Health
Medical aids are always a hot topic of debate. The person who can brag about quality, affordable medical care is the enviable one.
Without medical insurance, doctors and hospitalisation fees can run into thousands of Rands and cripple you financially. This is particularly true when you are travelling abroad and require urgent medical attention.
Before you travel overseas, get to know what international medical insurance your health insurance will cover and if it includes medical evacuations back to South Africa. Medical evacuations can cost thousands of Rands.
Essential Med is for anyone who can’t afford a medical aid and who also can’t afford to pay medical costs out of their own pocket. EssentialMed is for anyone looking for an affordable, viable alternative.
Cheap Medical Aid
If you are a student or are self-employed, there is excellent cheap medical aid coverage available at a price that suits you.Essential Med specializes in the cheapest medical aid coverage for South Africans.
Often referred to as Essential Health Medical Aid, Essential Med is not really a medical aid, but they offer affordable health insurance to individuals, couples, families and companies.
Essential Med medical aid provides their members with different policies and hospital insurance plans. South Africans are opting for cheap hospital plans with day-to-day healthcare benefits as opposed to the more costly comprehensive plans, like those offered by Fedhealth.
People who battle to keep up with the costs of other medical aids in South Africa turn to Essential Med. Essential Med’s policies have been developed to specifically provide cheap but quality private health care to people who don’t have lots of money to go around. This health care comes from an approved network of healthcare service providers.
The healthcare insurance policies which Essential Medical aid offers is their Basic Essential Med plan, Balance, Boost and 55 Plus. Their Basic Policy Option is suited to healthy people who want reliable day-to-day healthcare benefits as well as hospital cover.
The over 55s are not left out and Essential Med offers them day to day benefits only as well as the Essential Assist services, which are great because they minimise the impact of expenses related to health, travel, car, and funeral expenses.
Difference between a Medical Scheme and Health Insurance
It is important to know the difference between health insurance and a medical scheme to get the best.
The two are governed by different rules and regulations.
Health insurance such as Essential Med is a long-term insurance policy. Medical aid isn’t an insurance policy, but rather an agreement between client and provider. The rates of private medical aid schemes can be expensive, and health insurance covers the gap. Where health insurance policy premiums are not deductible, medical scheme contributions are tax deductible.
What the Essential Med Hospital Plan Offers
Accidents and unexpected diseases are taken care of with Essential Meds Hospital Plan. Cover includes –
● dread disease and illness hospitalisation
● maternity hospitalization
● accident hospitalization
● death benefit
● permanent disability benefits
● emergency and casualty visits
With a medical aid comparison, you will notice that some of the big medical schemes such as Momentum Health and Discovery Health offer their members value added services along with their plans. Essential Med also offers these value added services such as –
● advisory services – these include advice on your health, legal, funeral and your car
● emergency services such as emergency medical transport between the different facilities
● care for stranded minors
● comprehensive pre-hospital services
● member can visit their GP of choice within the network and not have to make upfront cash payment
The people of South Africa want affordable, quality health care and Essential Med offers them a fine choice of medical aid policies that will meet their unique health care needs.