Prosano Medical Aid
When one sees the reach of Prosano Medical Aid today, one may be fooled into thinking that it’s always been the big medical aid scheme it is today. Though the company today has its influence across the country with more than 32, 000 members, the company started as a small company back in 1976.
The company was started as a small traditional medical plan on the western coast of South Africa in the Western Cape Province. Today it is a national brand that serves both the private and public sector boasting a high reserve in the medical schemes market.
Prosano is particularly known for the exemplary relationship it has with its service providers which goes a long way in helping its members get quality medical services and products. In their growing, Prosano has diversified its products to include every need for every person and to fit everybody’s budget.
The aim of Prosano has been to serve its customers with the best in medical cover service and its efforts are especially visible in its effort to compensate its members, this has led to the company being awarded the AA- Global Credit Rating.
Prosano is among other medical aids in South Africa that are popular and rated highly such as Bonitas Medical Aid, Sizwe Medical Aid and Discovery Medical Aid.
Different product options
Prosano has three basic product options that it provides to its members. These options are; the ProVision option, ProVider option, the ProClassic option, the ProCedure option, and the ProElite options.
The ProVision option
The ProVision product option is a low cost hospital plan that is intended for individuals of sound health. It is especially good for providing maternity cover outside the hospital and also in the hospital in case of emergencies.
The ProVider option is also another budget option that is especially good for individuals and families that are starting out.
This option provides for services within the hospital and also for those outside the hospital. A major advantage of these cover is that the premiums charged per month are based on an individual’s income. This will however also reflect on the extents of cover one can be afforded.
The ProClassic Option
Another package option is the ProClassic Option. This product provides extensive cover that uses the accumulated Prosano Medical aid savings account to help in compensating any expenses.
This option helps to cover day to day medical expenses, though with a limit, and it also covers hospitalization costs.
The ProCedure Prosano option was designed targeting people whose income per month is R4000 and less. This option provides the members with cover for the day to day medical expenses which is unlimited and also provides some low cost hospitalization cover at selected providers with a set limit of R 150, 000 per annum and R 500,000 per annum for families. This plan also includes cover for unlimited consultation visits.
The ProElite option
The final product option provided by the Prosano Medical Aid is the ProElite option. This is another extensive cover that is best suited for individuals in busy working environments.
The cover provides extensive benefits in and out of the hospital giving generous benefits. Some of these benefits include unlimited hospitalization cover and cover for many day to day expenses that are paid from the company’s account and not from the member’s savings. This option also has a savings account that can be used to cover remedial day to day expenses.
It is important to note that ProSano Medical Scheme has amalgamated with Bonitas Medical Fund with effect as from 1 January 2013.