Topmed

Topmed started in 1972. It is an open medical scheme. A board of trustees is elected by the members as well as one co-opted trustee elected by the board.

Topmed claims to offer a personal health care service to their 11 200 members with financial stability. They do that because of their high reserve, providing a long term value for money scheme.

What’s on offer at Topmed?

This medical scheme’s health care options offer a range of cover values. This ranges from the basic hospital plan which covers all in-hospital health care requirements. At the top is the comprehensive Traditional 100% option. That covers all in-hospital eventualities as well as taking care of day-to-day expenses. This is so that the member does not have to manage this aspect themselves.

The intermediary health care options offer different levels of cover regarding in-hospital as well as day to day benefits. The day-to-day benefits are managed by the member. And, once depleted, are payable by the member until a threshold is reached at which the plan resumes payment.

Why choose Topmed Medical Scheme?

In order to ensure their members receive the health care treatment they need in a time of crisis, Topmed has introduced the Extended Major Medical Benefit. This, it says, enables people who have suffered a hip or knee replacement, crime trauma, heart attack or stroke to receive post incident or operation care, funded from the major medical benefit, rather than their day-to-day expenses.

Topmed believes this gives their members the peace of mind that, should one of these 5 unfortunate events befall them, they can receive treatment without depleting their day-to-day benefits.

Have a look into the benefits that Topmed has to offer its members to see if any of those options suit your needs and affordability.

All info was correct at time of publishing