Hospital Plan Articles

Below are links to a number of hospital plan related articles ranging from how to choose, and how to join a hospital plan, to why you need one and what they do and do not cover.
Before making any decision regarding joining a hospital plan or taking out any other medical cover, we encourage you to research a number of hospital plans thoroughly. Contact the ones that interest you and get quotes from different ones.
Most importantly,  make sure that you really understand what each hospital plan does, and does not cover. For example, most hospital plans do not cover outpatient (not staying overnight) treatments for cancer. If in any doubt, speak to a hospital plan advisor.


Dealing With Waiting Periods for Hospital Plans

Waiting periods for hospital plans irritate people. You have to serve these waiting periods when you start a new medical aid or you are looking to increase your level of cover. Many people only find out about these waiting periods when they want…


Scopes, Scans and Tests on Hospital Cover

When you decide to take out medical aid cover it is because you’ve thought about what the costs of doctors and specialists would be. You wonder what surgery would cost if you were to land in hospital and what it will cost every…


Oncology Benefits In and Out of Hospital

Hearing that you have cancer and need cancer treatment can strike so much fear in your heart. We all know someone who has been affected with cancer  – the pain, suffering and loss. There are some people who are so frightened of cancer’s…


About Maternity Benefits, Hospital Plans and Childbirth Cover

The importance of pre-natal care cannot be stressed enough. Millions of women around the world are giving birth each year, and a significant number of these will have complications related to the birth. In South Africa you dare not give birth in most…


Hospital Plans, Medical Insurance and Comprehensive Medical Aid Plans

Because comprehensive medical cover has become so unaffordable for most South Africans, many are looking at hospital plans with new interest. These hospital plans generally cost far less than what a full medical aid costs you. In South Africa you also have to…


Healthcare System sucking the Blood out of our Medical Care

In South Africa, according to findings from different professors such as Laeticia Rispel who is head of the Wits School of Public Health, as well as others, our healthcare system is very ill. According to them, this is as a result of irregular…


Good Health Means Healthy Skin and Strong Bones

Just as it is across the world, in South Africa too, non-communicable diseases continue to become a huge concern. These kinds of diseases are known as lifestyle diseases and they contribute hugely to an individual’s quality of life. It starts to make a…


Private Hospitals Are Medical Schemes’ Biggest Expense

It is a well-known fact that the cost of healthcare is increasing at a rate that exceeds general inflation by far, and that medical schemes’ expenditure on private hospitals is ever soaring. Private hospitals gobble up the biggest slice of  the  schemes expenditure…


Low Uptake of Health Insurance Despite Increasing Prosperity

A recent survey by the South African Advertising Research Foundation found that the proportion of blacks in the country’s population who are classified in the top category of living standards (LSM 10) has risen by almost 40% between 2004 and 2014. Clearly, more…


Day Hospitals Breakthrough in Health Care Access

The healthcare sector in South Africa is experiencing a huge boom currently as the country seeks to put its level of access to healthcare at par with international standards. The Day Hospital Association of South Africa predicts that the number of day hospitals…