Hospital Plans

Info about hospital plans – medical insurance schemes that cover the cost of hospitalisation but not outpatient expanses in South Africa.
Hospital plans are relatively new in South Africa. They have both upsides and downsides.
On the upside, they tend to be a lot cheaper than full medical insurance. But hospital plans do not cover the day to day cost of medicine or visits to a GP or specialists.
Nor, and this is important, do hospital plans cover treatment for cancer that may involve regular and frequent day visits to a hospital. You may need to make separate provision for such dread disease cover.


Oncology Benefits In and Out of Hospital

Hearing that you have cancer and need cancer treatment can strike so much fear in your heart. We all know someone who has had cancer  – the pain, suffering and loss. Some people are so fearful of cancer’s connotations that they avoid visiting…


About Maternity Benefits, Hospital Plans and Childbirth Cover

We cannot stress the importance of pre-natal care enough. Millions of women around the world are giving birth each year. And a significant number of these will have complications related to the birth. But not everyone gives thought to maternity benefits as they…


Healthcare System Sucking the Blood Out of our Medical Care

Laeticia Rispel is head of the Wits School of Public Health. According to her and others, South Africais healthcare system is very ill. According to them, this is as a result of irregular spending. Put another way, the system to be sick with…


Good Health Means Healthy Skin and Strong Bones

Just as it is across the world, in South Africa too, non-communicable diseases continue to become a huge concern. These kinds of diseases are known as lifestyle diseases and they contribute hugely to an individual’s quality of life. It starts to make a…


Private Hospitals Are Medical Schemes’ Biggest Expense

It is a well-known fact that the cost of healthcare is increasing at a rate that exceeds general inflation by far, and that medical schemes’ biggest expense – on private hospitals – is ever soaring. Private hospitals are the biggest expense of  the …


Day Hospitals Breakthrough in Health Care Access

The healthcare sector in South Africa is experiencing a huge boom currently. The country is seeking to raise its level of access to healthcare at par with international standards. The Day Hospital Association of South Africa predicts that the number of day hospitals…


Sanlam Hospital Plan is a Good Option

A stay in in a private hospital can cripple your finances and a stay in a public hospital can cripple you literally. A good Sanlam hospital plan can take care of all and any those hospital costs you incur. Lots of South Africans…


Discovery Hospital Plan Benefits

The Discovery hospital plan benefits are excellent. That is because Discovery is the largest medical scheme in South Africa. Hospital plans are among the many products in the sector that this large organisation offers. The company enjoys an enviable AA+ credit rating that…


Administrative Chaos in Gauteng Hospitals Leading to Bankruptcy

Gauteng’s Department of Health has appointed “a company” to collect money from “self-paying patients”. These patients owe close to R700-million to Gauteng hospitals. In addition to these debts, their are more than R2-billion in debts outstanding. No one knows how they intend to…


Pharos Medical Plan Options Include a Dedicated Professional Nurse

Pharos Medical Plan options meet the needs of a wide range of people whose lifestyles and medical requirements vary. They range from the most basic hospital cover plans to comprehensive plans that include in-hospital and out-of-hospital cover. A dedicated Pharos professional nurse is…