Asthma, of which there are three main types. Is a disease characterized by increased respiratory distress of the bronchi with airway narrowing. It is also associated with inflammation. Shortness of breath, as well as wheezing, can cause stress with the patient and those…
If the authorities don’t want to take harsh steps to curb crime, then expect crime to get worse. And it is the same with medical aid fraud. This particular crime is on the rise. Millions are lost to services and products that were…
Imagine a situation where a family member has a heart attack. There’s so much emotional trauma to deal with and then you get the bill for the bypass. Luckily, you have medical aid and heart attacks classified as a prescribed minimum benefit (PMBs).…
In the medical aid industry, there are whistle-blowers who alert medical aids to fraud and abuse of medical aid funds. One particular leading medical scheme reveals how they received no less than 1 500 calls from these whistle-blowers, alerting them to fraudulent claims.…
You’re paying huge premiums to your medical scheme every month, so when you do legitimately claim, it is preposterous having the scheme not pay or only partially pay. And it causes trauma. Time and time again we hear stories of people who belong…
The cost of taking care of your health can reach crazy heights, and we haven’t even mentioned medical co-payments yet. So what is a medical co-payment? Paying medical expenses from your savings will put a definite strain on your finances. However, there are…
Millions of South Africans don’t have medical cover. And for the many that do, there are things about it that are complex but imperative to know. If you have medical cover, you have to understand the options, what’s available and the scope of…
The South African Municipal Workers Union Medical Scheme (Samwumed) has always enjoyed financial health. It has had a solvency ratio 4x the statutory minimum of 25%. Now however, the scheme is facing a host of problems. And labour union conflict is putting the…
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About Medical Plan Advice
Our goal is to offer lots of information about medical aids and schemes and hospital plans from two perspectives: 1. Information about the companies that offer health cover, and various schemes that they offer 2. Articles about various aspects of the…
What is a Medical aid plan? If you are in an accident or require emergency treatment in a hospital, a medical aid plan provides insurance for care and costs. There are many options on the market. Decide on your needs and then do…